By Carol Zernial
WellMed Charitable Foundation Executive Director

It snowed recently. While this might not be unusual in many parts of the country, it was big news here in South Texas. During the drive to work, the sight of snowmen standing next to snow-covered palm trees and cactus brought a smile to my face. A colleague of mine called it a gift. To me, the thick blanket of falling snow was magical.

Perhaps it seemed that way, because it’s been a rough last half of the year. With hurricanes, shootings, and extreme political divisiveness in addition to our regular caregiving duties, we needed something out of the ordinary to lift our spirits. But do we still believe in magic?

When my son was still very small, other more sophisticated kids told him that Santa Claus wasn’t real. Children grow up so quickly these days, and I was hoping that he could hold on to that hopeful innocence behind the question a bit longer. I told him that Santa didn’t visit children who didn’t believe in him. But much like the story in the Polar Express, Santa would come as long as he believed.

Believing in magic may be a lot harder to see for those of us who are skeptics. If we really think about it, however, that half empty glass actually is half full. The difference lies within us.

The snow didn’t just lift me up that evening or the next snowy morning. I’ve been seeing things differently all week. In the same way that snowflakes seem to slow time down as they fall, the crazy feeling that the holidays would be over before I could feel them, let alone enjoy them, went away. I have been able to enjoy the bright decorations, sorting pictures for the holiday cards, and planning some gifts.

To cap off my magical week, I heard a story at a holiday party about a volunteer in some war-torn country who was passing out her last gift box when she realized there were two children left. When the first child opened the gift box, for some magical reason, there were actually two of everything inside the box – enough for both children. The volunteer had hiked for miles into the town with the boxes in her backpack without any way to know how many children she would find, but she had exactly what she needed in the end.

And so as we approach the end year, my wish for everyone would be that we find a little magic that gives us all exactly what we need even when we don’t know what lies ahead. Happy holidays and Happy New Year!

WellMed Charitable Foundation Executive Director Carol Zernial is a noted gerontologist, radio show host, and Chair of the National Council on Aging. The non-profit WellMed Charitable Foundation focuses on complimentary programs impacting seniors and family caregivers, including weekly telephone learning sessions, evidence-based classes on stress reduction and more. Find out more at or toll-free at 1-866-390-6491.

Caregivers need a lot of light in our lives. We often spend too much time inside, behind the curtains, at home, in a hospital or in a care facility. This can lead us to spend too much time in the dark, in our own heads, and not enough time interacting with the bright world outside.

I met a Vietnam veteran who has literally been carrying a suitcase with him every day for the past 45 years. Inside are photos about his war experiences. He needed to talk about them, to air out his mind, and allow someone else to hear his story. He wanted to help others learn from his experience.

Sound familiar? As caregivers, we need to check to see if we picked up some baggage in the dark times of our lives.

Anger, anxiety, and stress are common companions for us. I know the last year of my mother’s life had plenty of these emotions to go around. Allowing our struggles to live in the shadows leaves them in the shadows. The layers of guilt and anger don’t go away until we see them, deal with them, and let them go.

There are therapists, clergy and support groups where we can safely express our fears and frustrations. We shouldn’t be afraid to use them. The simple act of talking to someone else can make a world of difference.

I would not want anyone to wait almost the entirety of their lives to make peace with their experiences. Let’s all open our suitcases and take out the stories we need to tell now. We’ll be able to see the difference between the shadow and the sun, and our steps will be so much lighter.

WellMed Charitable Foundation Executive Director Carol Zernial is a noted gerontologist, radio show host, and Chair of the National Council on Aging. The non-profit WellMed Charitable Foundation focuses on complimentary programs impacting seniors and family caregivers, including weekly telephone learning sessions, evidence-based classes on stress reduction and more. Learn more at or toll-free at 1-866-390-6491.

Carol-PR-Photo-10-1-11-SMALLERI’ve always sung with the music in the car. I’ve been that person you pull alongside at the intersection who is in the car alone, mouth moving, singing away. And yes, people have made fun of me. It hasn’t stopped me. I know the words to thousands of songs, maybe tens of thousands.

I don’t know if I sang too much or sang the wrong way, but in the past few years, I have lost my singing voice. Like Julie Andrews, sort of, without the fame, fabulous singing career or new turn as a children’s book author.  Some people are over-achievers.

This loss has been a huge blow to me personally, regardless at the relief of my passengers and the drivers around me. While there is probably some surgical procedure that would help, I’m not willing at this time to go that route. Instead, I’m now listening to the radio and to all of the music I have stored on my various devices. It’s a whole new world.

I have rediscovered why I enjoy the musicians in my collection. I hear the voice, the instruments, the highs and lows of the song very clearly. I find it almost equally satisfying and it brings a smile to my face.

Caregiving can be like that. We experience the changes in our loved one, the disease, this different relationship first as a tremendous loss, and we wonder how life will go on as we know it.  We are sad and we try to get back to where we were. But at some point, we face the facts. There isn’t any going back.

We can choose to go forward. As we say in our Stress-busting Program, we may not be able to change our caregiving situation, but we can change how we react to it. We can reframe our situation, and look for the positive.

I have recently witnessed this change as well. When my mother who has Alzheimer’s was living at home, her behaviors were very difficult to manage. My father was exhausted trying to keep up with her. Now that she lives in the memory unit of a residential care facility, my father can see my mother again. He can see past the disease to the smile on her face, to the satisfaction in being in each other’s company. Sometimes, they even hold hands, which I haven’t seen them do in years. This brings a smile to my face too.

Do we all have down days when we miss singing or miss the loved one as we knew them? Sure. It happens all the time. But we can rediscover the small things in life that can still make us smile and bring warmth to our hearts. That’s caregiving.

Carol Zernial is Executive Director of the non-profit WellMed Charitable Foundation. A noted gerontologist, Ms. Zernial also serves as Chair of the National Council on Aging Board of Directors.

Carol-PR-Photo-10-1-11-SMALLERFor the past 30 years, professionals who work with the elderly and with caregivers have been preparing for the aging of the baby boomers, the 74 million people who are now turning 65 at a rate of 10,000 every day. It’s time to go back to that future of aging and see if we are indeed ready. What did we get right over the past 30 years? What do we need to rethink? And what is new that we need to consider?

First, our concern about the lack of retirement savings for upcoming seniors and boomers was well founded. The Insured Retirement Institute says that only 55% of boomers have any dedicated retirement savings besides Social Security. Of these, most have less than $100,000 saved, which averages only $7,000 a year for an average retirement of 20 years. Can most of us get by on only $7,000 a year? The financial status of aging boomers may be the defining issue of this generation, impacting policy, eligibility, and effectively ending the school-work- retirement life cycle. As well-known gerontologist Ken Dychtwald has been saying, older people will want to continue working and many will need to continue working. This shift may go beyond the older generations. As younger people reject the notion of longer work hours and strive for work/life balance, voluntary episodic work could reshape our society.

Equally important is the fact that we still don’t have a comprehensive long-term services and supports system. As an example, five members of my family currently live in residential care facilities at a cost of $32,900/month or $394,800/year. With our combined family resources, we can’t afford this for five people. The 100% private pay or 100% public pay system is unsustainable.

We must address the extremely low wages paid to working caregivers to ensure we have an adequate and capable Care Force for these millions of boomers. They are predicted to be less healthy and more costly to the health care system over the next 14 years than the previous generation (United Health Foundation). Half of all direct care workers rely on Medicaid and food stamps. Their pay is as low as $16,240/year to take care of our families, and their own. Unpaid family caregiving as the backbone of our long-term care system also takes a heavy toll. The average woman who stops working to care for a family member loses $303,000 in wages and benefits over the course of her lifetime.

So what do we need to rethink? Leo Buscaglia, the author and speaker who used to tell us to hug each other often, once said that the words “and they lived happily ever after” are the most tragic words in all of literature. In our American culture, “helping seniors remain independent in their own homes” may be our tragedy. A recent study of 3 million people conducted by Brigham Young University now says that loneliness and isolation are the new smoking, and that social isolation can be a more powerful predictor of heart attack and stroke than high blood pressure or obesity. And, a person who feels lonely is at as high of a risk as someone who actually lives alone without social interaction. Is our push to help people remain isolated behind the walls of our homes causing greater disease, disability, and unhappiness in our older years?

We also need to rethink traditional aging services as provided by the Older Americans Act. Boomers and seniors expect consumer-focused services and choice. The inflexibility of the current system does not serve us well. The middle class also suffers under the current system. People with very low incomes have access to Medicaid and are eligible for services, and people with higher incomes can pay for their own. Familes in the lower middle class are not eligible and can’t afford to pay. They are almost literally a dying breed.

If we look at the new possibilities that exist, technology is the new frontier. Smart phone technology is the most rapidly adopted technology in the history of the world. It may be able to foster interaction and help people to access the services they need from wherever they are. We don’t want to lose in-person interaction, but the ability to access tailored goods, services, social interaction and entertainment in the palm of our hands is a game changer.

We know the future hasn’t been written yet. The doom and gloom scenario that seniors and boomers will drain the resources of the country is only a possibility if nothing changes – and things are already changing. We know the secret: the increase in older people has the potential to be an increase in time, talent and resources that can go to help so many of societies issues. Long life is a gift to be discovered and used to advantage.

We have a short window to plan our glide path to the future of aging and caregiving right now. Or, as Yogi Berra once said,” If you don’t know where you’re going, you’ll end up some place else.”

Carol Zernial is Executive Director of the non-profit WellMed Charitable Foundation. A noted gerontologist, Ms. Zernial also serves as Chair of the National Council on Aging Board of Directors.

Carol-PR-Photo-10-1-11-SMALLERMany of us will rely on the services of a paid caregiver at some point during our caregiving journey. These are individuals hired to come to our homes and provide light housekeeping and personal care services for our loved ones. We might hire them directly or find them through a home health agency. They are certified nursing assistants who work in assisted living facilities and nursing homes. They may provide hospice services to those in the final stages of life.

We entrust these paid direct care workers with the most important people in our lives: our mothers and fathers, husbands and wives, grandmothers and grandfathers, and other family members who are ill, fragile, or have a disability or special needs.

A Huffington Post article stated that despite decades of advocacy by direct care workers themselves, care work is still seen by too many Americans as somehow “less than” other forms of work. A board member from the Direct Care Alliance said, “Direct care work is expected but not respected.”

Almost half of all direct care workers rely on public benefits such as Medicaid and food stamps. And 89% of them are women. According to the Bureau of Labor Statistics, personal care aides are paid as low as $16,240 per year. The lows for home health aides averaged less than $16,410 per year, or $7.89 per hour. For pay that is barely above minimum wage, they are asked to care for their own families as well as ours.

A trade association calls direct care work back breaking and mentally heart-breaking.

We have to start investing in what Caring Across Generations calls our “Care Force.” The Care Force includes unpaid family caregivers like those of us who need Social Security to recognize our quarters of work in the home, taking care of our loved ones. Or tax breaks for the more than $5,000 a year that family caregivers contribute out of our own pockets.

It also includes paid direct care workers who are the working poor. This matters to us and our loved ones, because the true cost of low pay is high turnover, inability to attract people who want to do this labor of love, and a future where there simply won’t be enough family caregivers or paid caregivers for all of us who will need care.

Caregiving in this country matters. The people who need care matter. It is time to put our heads and voices together to change conditions that don’t reflect the importance of this work that for many of us is a sacred task.

Carol Zernial is Executive Director of the non-profit WellMed Charitable Foundation. A noted gerontologist, Ms. Zernial also serves as Chair of the National Council on Aging Board of Directors.